Bluecroft Semi-Commercial

Bluecroft Semi-Commercial offers up to 75% LTV on bridging loans up to £3m, The property involved must have both commercial and residential elements however, we are very flexible on what that split is; whether it’s 10 flats and 1 commercial unit, or 10 commercial units and one flat – we are happy to help.

Auction Finance

LTV Up to 80%

Residential Finance

LTV Up to 75%

Commercial/Semi Commercial Finance

LTV Up to 75%

Light- Refurbishment Finance

LTV Up to 75%

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Bluecroft Semi-Commercial is tailored for for properties that have both residential and Commercial elements. We are able to offer an LTV up to 75% in the UK for loans up to £3m. We are flexible about the ratio of what’s residential and what is commercial without it affecting the LTV abailable – so please get in touch to see how we can help you.

Semi-Commercial Property

How could a semi-commercial bridging loan help?

A semi-commercial bridging loan is a short-term financing solution to provide quick access to funding with a property that has both residential & commercial elements, semi-commercial bridging loans offer flexibility and agility to borrowers in need of immediate capital.

Move quickly to complete a quick purchase

Facilitate a quick purchase of commercial or residential property, If time is of the essence for a commercial property transaction.

Take advantage of expansion opportunities

Accelerate a business expansion, If your business is experiencing rapid growth or expansion opportunities.

Manage temporary cash flow challenges

Business cash flow management, If your business experiences temporary cash flow challenges.

Bridge the gap between a merger or acquisition

Bridging finance for acquisitions, If you’re acquiring an existing business or commercial property.

Most common use cases

Providing short-term liquidity

Bridging finance provides businesses with short-term liquidity to meet their immediate financial obligations, such as payroll, inventory purchases, or operating expenses, until their cash flow improves.

Purchase or acquisition

One of the primary uses of semi-commercial bridging loans is to facilitate the swift acquisition of property. This can include purchasing semi-commercial property, such as shops, retail spaces, trades etc.

Property refurbishment

Semi-commercial bridging loans are frequently used to finance property refurbishment projects. This could involve acquiring services for refurbishment or funding the cinternal construction phase of a project.

Delays in Longer-Term Financing

Sometimes, delays may occur in securing longer-term financing for semi-commercial projects or transactions. In such cases, bridging loans can serve as temporary funding solutions until permanent financing arrangements are finalised

FAQ’s

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How we can help

A common misconception is that bridging loans are only used when purchasing property at auctions or when buying a new property before you have sold our existing one. Whilst they can be used for these pruposes, they can also be utilised in other scenarios too, including when tradtional mortgages aren’t suitable or when a business has been suffering financial difficulties and their existing lendor will not lend any more funds.

Residential Bridging Finance

Semi-Commercial Bridging Finance

Auction Bridging Finance

Light-Refurbishment Finance

Business Bridging Loan

Other Bridging Loans

Commercial Bridging Finance

Semi-Commercial Bridging Finance

Auction Bridging Finance

Contact our team

Why choose Bluecroft Finance?

Choose Bluecroft Finance for your bridging loan and experience unparalleled speed, flexibility, and accessibility. We provide quick approval and funding, tailored to meet the needs of unique circumstances. Whether you’re a property developer, investor, or business owner, our transparent rates and terms ensure clarity and peace of mind.

Unmatched Speed

We help our clients move quickly

When time is of the essence

Our Expertise

Backed by our experience

We’ll guide you through the process

Tailored Financing

We’ve crafted simple financial products

An alternative to traditional lending

Accessible Offering

We take enquiries on a case by case basis

To help you when you need it most

Unlock Funding Today

Bridging finance offers speed, flexibility, and accessibility, making it a powerful tool for individuals and businesses alike. With quick approval processes and tailored repayment options, bridging loans are ideal for urgent financial needs such as property purchases or temporary cash flow issues – get in touch with Bluecroft and we’ll be in touch to help you unlock your funding today.