A business bridging loan is a short-term financing option that helps a company bridge a financial gap between two major transactions or events. It’s often used when a business needs immediate funds but is awaiting a longer-term financing solution or awaiting the completion of a sale.
LTV up to 70%
LTV up to 75%
LTV up to 75%
LTV up to 80%
A business bridging loan serves as a flexible financing solution to address short-term funding needs and capitalise on time-sensitive opportunities, offering businesses the agility to navigate transitions and seize growth opportunities.
Business bridging finance, often referred to as a business bridging loan, is a specialised form of short-term financing designed to help businesses manage immediate financial needs and opportunities.
Unlike traditional loans that are typically long-term and take considerable time to process, bridging finance offers quick access to capital, allowing businesses to “bridge” the gap between a pressing financial requirement and the availability of more permanent funding.
When a business needs funds quickly to seize an opportunity or to cover unexpected expenses.
Instead of going through the lengthy process of securing a traditional loan, which may take weeks or even months, a bridging loan provides quick access to capital.
Bridging loans are more flexible than traditional loans in terms of eligibility criteria and repayment terms.
Address temporary cash flow challenges. For example, if a business is awaiting payment from a large client.
When a business identifies an opportunity for expansion, such as acquiring a competitor or opening a new location, it may require immediate funding to capitalize on the opportunity.
Businesses may also use bridging loans to address temporary cash flow challenges. For example, if a business is awaiting payment from a large client but needs funds to cover operating expenses in the meantime.
In some cases, businesses may come across investment opportunities that require quick action. Whether it’s purchasing discounted inventory, acquiring a competitor’s assets.
Businesses involved in property development often encounter situations where they need funds quickly to proceed with a project.
A common misconception is that bridging loans are only used when purchasing property at auctions or when buying a new property before you have sold our existing one. Whilst they can be used for these pruposes, they can also be utilised in other scenarios too, including when tradtional mortgages aren’t suitable or when a business has been suffering financial difficulties and their existing lendor will not lend any more funds.
Choose Bluecroft Finance for your bridging loan and experience unparalleled speed, flexibility, and accessibility. We provide quick approval and funding, tailored to meet the needs of unique circumstances. Whether you’re a property developer, investor, or business owner, our transparent rates and terms ensure clarity and peace of mind.
When time is of the essence
We’ll guide you through the process
An alternative to traditional lending
To help you when you need it most
Bridging finance offers speed, flexibility, and accessibility, making it a powerful tool for individuals and businesses alike. With quick approval processes and tailored repayment options, bridging loans are ideal for urgent financial needs such as property purchases or temporary cash flow issues – get in touch with Bluecroft and we’ll be in touch to help you unlock your funding today.
