Commercial bridging finance is a short-term lending solution used primarily for commercial property transactions. It’s designed to provide funds for a short-term financial need in a commercial context including but not limited to buying a new business, commercial property or part commercial/part residential property.
LTV up to 70%
LTV up to 75%
LTV up to 75%
LTV up to 80%
Commercial bridging loans are designed to be short-term solutions, typically lasting from a few weeks to several months. They’re not intended to be long-term financing options like mortgages. Instead, they provide a temporary source of funding to meet immediate needs.
Commercial bridging loans can be used for a wide range of purposes in both property and business contexts. They’re commonly used for property transactions, such as purchasing a warehouse, HMO, offices or other commercial property transactions. In business, they can help resolve cash flow issues, facilitate acquisitions, or take advantage of time-sensitive opportunities.
By providing short-term financing with quick access to funds, commercial bridging loans offer flexibility and agility to borrowers in need of immediate capital.
A commercial bridging loan is a short-term financing solution to provide quick access to funding, commercial bridging loans offer flexibility and agility to borrowers in need of immediate capital.
Facilitate a quick purchase of commercial property, If time is of the essence for a commercial property transaction.
Accelerate a business expansion, If your business is experiencing rapid growth or expansion opportunities.
Business cash flow management, If your business experiences temporary cash flow challenges.
Bridging finance for acquisitions, If you’re acquiring an existing business or commercial property.
Bridging finance provides businesses with short-term liquidity to meet their immediate financial obligations, such as payroll, inventory purchases, or operating expenses, until their cash flow improves.
One of the primary uses of commercial bridging loans is to facilitate the swift acquisition of property. This can include purchasing commercial property, such as office buildings, retail spaces, or industrial properties
Commercial bridging loans are frequently used to finance property development projects. This could involve acquiring land for development or funding the construction phase of a project. View development finance
Sometimes, delays may occur in securing longer-term financing for commercial projects or transactions. In such cases, bridging loans can serve as temporary funding solutions until permanent financing arrangements are finalised
A common misconception is that bridging loans are only used when purchasing property at auctions or when buying a new property before you have sold our existing one. Whilst they can be used for these pruposes, they can also be utilised in other scenarios too, including when tradtional mortgages aren’t suitable or when a business has been suffering financial difficulties and their existing lendor will not lend any more funds.
Choose Bluecroft Finance for your bridging loan and experience unparalleled speed, flexibility, and accessibility. We provide quick approval and funding, tailored to meet the needs of unique circumstances. Whether you’re a property developer, investor, or business owner, our transparent rates and terms ensure clarity and peace of mind.
When time is of the essence
We’ll guide you through the process
An alternative to traditional lending
To help you when you need it most
Bridging finance offers speed, flexibility, and accessibility, making it a powerful tool for individuals and businesses alike. With quick approval processes and tailored repayment options, bridging loans are ideal for urgent financial needs such as property purchases or temporary cash flow issues – get in touch with Bluecroft and we’ll be in touch to help you unlock your funding today.
